CIN Number and Company Registration Number: What They Are and How to Verify Them
What a CIN number is, how it’s structured, and how to verify a company’s CIN or registration number before onboarding it as a BFSI borrower or vendor.

A Corporate Identification Number (CIN) is a unique 21-character alphanumeric code that the Ministry of Corporate Affairs (MCA), through the Registrar of Companies (ROC), assigns to every company incorporated in India under the Companies Act. It encodes the company’s listing status, industry, state of registration, incorporation year, and ownership type in one string, and it proves the company legally exists on MCA’s records. Lenders check it during onboarding to confirm a business applicant is legitimately registered, operational, and MCA-compliant before extending credit.
What a CIN Number Is
CIN and “company registration number” don’t have one settled relationship across the sources that use them, and it’s worth being precise rather than picking whichever sounds cleaner.
One framing, from Cashfree, treats the “registration number” as technically just the last six digits of the CIN, the ROC-assigned serial number, while the full CIN carries the additional encoded segments (listing status, industry code, state, year, company type) around that serial. Under this framing, the registration number is a subset of the CIN, not a separate identifier.
A different source, Corpzo, uses the terms interchangeably, describing “Company Registration Number” as the identity that’s “more commonly referred to as the Corporate Identification Number (CIN).”
Both usages appear in circulation. If you’re searching for “company registration number” and land on material describing the 21-character CIN, that’s not necessarily wrong; it may just be the source treating the two as synonyms rather than distinguishing the six-digit serial from the full code.
What the 21 Characters Mean
The 21 characters break into six segments, each carrying a specific piece of information about the company.
| Segment | Length | What It Encodes |
|---|---|---|
| Listing status | 1 character | L (listed) or U (unlisted) |
| Industry code | 5 digits | NIC industry/economic-activity code |
| ROC state code | 2 letters | State of registration |
| Incorporation year | 4 digits | Year the company was incorporated |
| Company class | 3 letters | Ownership/entity type, e.g. PTC (private limited), PLC (public limited), OPC (one-person company) |
| Serial number | 6 digits | ROC-assigned registration number |
CIN applies to companies registered under the Companies Act: private limited, public limited, one-person, and government companies. It does not apply to Limited Liability Partnerships, which instead receive an LLPIN.
“A company’s CIN itself does not change once assigned: it’s a permanent identifier tied to incorporation.”
What does change over time is the status shown alongside the CIN on the MCA portal: Active, Active in progress, Under process of striking off, Strike Off, or Dissolved. When a company’s status reads “Struck Off,” it has been formally dissolved by the ROC and the CIN is no longer tied to an active, operating entity; if the NCLT approves restoration, the Registrar changes the status back from “Strike-off” to “Active.”This covers status changes specifically; whether a CIN is affected by other events, such as a name change or conversion from private to public, isn’t something sourced material confirms, so this piece makes no claim either way.
The Companies Act, 2013 requires companies to display their CINon letterheads, invoices, official communications, and business documents. One source states non-display can draw a penalty of up to ₹1,000 per day of default, capped at ₹1,00,000, a figure found in only one place and not independently confirmed against the Companies Act text itself, so treat it as a single-source figure rather than a settled number.
CIN vs PAN vs GSTIN
These three identifiers get confused because they’re all alphanumeric codes tied to a business, but they’re issued by different authorities for different purposes.
| Identifier | Length | Issuing Authority | What It’s For |
|---|---|---|---|
| CIN | 21 characters | MCA / ROC | Identifies a company registered under the Companies Act |
| PAN | 10 characters | Income Tax Department | Tax identification, not company-specific; individuals and other entity types hold PAN too |
| GSTIN | 15 characters | GST authorities | Registration under the GST regime, not required for every company |
CIN is issued only to companies registered with the MCA/ROC. PAN and GSTIN serve separate tax and compliance registrations issued by different authorities entirely: a company can have a CIN and still not hold a GSTIN if it isn’t required to register for GST. For how the PAN piece of this is verified on its own, see PAN verification. For the GSTIN piece, see GST verification and GSTIN checks.
How to Verify a Company’s CIN
One route third-party guides describe for looking up a CIN is the MCA website’s “Find CIN” / “View Company/LLP Master Data” service under MCA Services, where a user can search by company name, incorporation date, or registered state, without needing to log in or pay. This is described based on third-party walkthroughs (Tally Solutions, Kanakkupillai) rather than the MCA portal’s own page directly, since the current steps were not independently confirmed against mca.gov.in itself; the specific UI may differ from what’s described.
The Company Master Data search result displays the company’s CIN alongside registration state, director details, authorized capital, and current company status: active, inactive, or struck off.
Why This Matters for BFSI Onboarding
Lenders use CIN verification to confirm a business applicant is legitimately registered, operational, and MCA-compliant before extending credit, one source frames this as a core piece of due diligence that speeds up digital verification and cuts down manual document checks.
Because a CIN is government-issued and centrally maintained, checking it reduces the risk of dealing with a fake or identity-fraudulent entity during business or corporate loan onboarding. One source states a company cannot formally enter structured financial agreements with regulated lenders without a valid CIN.
This entity-level check sits alongside the individual-identity checks covered in KYCKART’s broader eKYC and digital KYC verificationcoverage: CIN confirms the business exists and is compliant; PAN and Aadhaar confirm who’s behind it.
Reading the CIN-registration-number split together
Two things from above are worth reading side by side. First, the CIN’s structure means the last six digits already function as a standalone serial number, which is exactly the segment Cashfree’s framing calls the “registration number.” Second, Corpzo’s usage treats the full CIN and “registration number” as the same identity. Put together, this suggests the disagreement isn’t really about what the number is, both sources agree the six-digit serial exists inside the CIN, it’s about which noun different writers reach for. For a lender or verification workflow, the practical implication is that a document or portal referencing “company registration number” and one referencing “CIN” may be pointing at the same underlying record, so it’s worth checking which one a source means rather than assuming they’re always distinct fields.
How KYCKART Helps
CIN verification works as part of a lender’s broader due diligence, one input among several, alongside PAN, GSTIN, and director-level KYC, that together build a full picture of who a lender is actually lending to. KYCKART pulls this kind of entity-level verification into the same onboarding flow as individual KYC, so underwriting teams aren’t cross-checking MCA, PAN, and GST records by hand across separate tools.
Frequently Asked Questions
Bhanujeet Choudhary
Head of Compliance, KYCKART
Published September 14, 2026
Disclaimer: This piece summarizes publicly available regulatory guidance (MCA, Companies Act, Income Tax Department, GST authorities) and third-party industry commentary for informational purposes. It is not legal, tax, or compliance advice. Institutions should confirm current requirements directly with the relevant authority before acting on anything summarized here.
KYCKART Intelligence
Verify the Business, Not Just the Person Behind It
KYCKART checks CIN, PAN, GSTIN, and director-level identity in one onboarding flow, so underwriting teams aren’t cross-referencing MCA and tax records by hand across separate tools.
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